I should have read the email sent by my previous company’s benefits director. I thought she had sent me a sample letter, but she actually sent me a copy of what I would receive in the mail. The letter included the sign-up website and a registration ID. Luckily, she called me directly and went over some things with me today.
The process is confusing. I needed to sign up with a company called WEX Health. From the website, they appear to be another third-party benefits administration company. I think the trend has been to outsource a lot of administrative functions, especially in human resources, in order to save on employee costs. Anyway, I signed up, chose my insurance elections, and set up a recurring ACH to pay for the premiums. Here is what everything cost:
- Blue Shield PPO: $568.34/month
- Delta Dental PPO: $40.00/month
- Lyra Health Coaching: $1.15/month
- VSP Vision: $6.24/month
Total is about $616 per month which is extremely cheap for good health insurance. The benefits director suggested I get the Lyra Health Coaching since it was only $1.15/month, but I do not even know what it is for. She also said she would go chase down WEX and downstream providers to get my COBRA paperwork processed as soon as possible so I will not have issues with my medical appointments next week.
Life with chronic diseases 