COBRA Emergency

It is good to have friends. I was worried about the time gap between having my health insurance terminated and when COBRA kicks in and communicated that to the benefits director at my old company. She was able to send me a PDF of the actual COBRA enrollment form, then ask for emergency processing once I enrolled and paid. She gave me a call yesterday telling me that the online pharmacy already has my COBRA information, and Blue Shield should have the same by Thursday.

I went online yesterday to the online pharmacy and was able to see all my information again. The benefits director mentioned that I was added via an emergency authorization, but next week’s update may overwrite the list until my name is added with the regular process. I quickly refilled all my medications in case this happens, and the copayment came out to $270.

I am glad this is taken care of since it resolves one of many issues I am dealing with post-retirement. It has not helped reduce my anxiety symptoms though.

==========

My friend that works at a pharmacy brought over a 100-pill bottle of prednisone. She said it only cost them $5 to purchase wholesale. My 90-day supply of the same 5 mg pill cost me about $8 of copay. That does not make any sense unless the markups are huge, which is likely. She told me not to refill it but it felt better to build a slight surplus in case something happens to my COBRA account unexpectedly.

Unfortunately, I was unable to refill my Norco or Oxycodone prescriptions. Those are one-time fill only.

Leave a comment